retirement planning learning hub
Enhancing Your Estate Plan: The Importance of a Letter of Wishes
A letter of wishes is a personal message to your trustees, executors, and beneficiaries, providing guidance and clarification on how you would like certain matters handled upon your passing. While not legally enforceable, a letter of wishes can help ensure your intentions are realized.
Should You Claim Social Security Early?
The decision to claim Social Security should not be taken lightly. Claiming early may result in a reduced benefit amount for the rest of your life. This blog post explores why a retiree may want to consider claiming Social Security early.
The Retirement Tax Bomb
If you are a diligent saver socking away money into your retirement accounts, you may be setting yourself up for some unintended income tax consequences. The good news is with some careful planning, you may be able to defuse the effects of the “retirement tax bomb.”