retirement planning learning hub
When Should I begin Taking Social Security?
If you are nearing retirement, deciding when to claim social security benefits may be one of your most important decisions. While many people choose to claim their benefits as soon as they become eligible, there are many compelling reasons to consider delaying your claim. Here are seven key reasons why claiming Social Security late may be a wise decision for your financial future.
Unveiling the Untold Truths of Retirement
Retirement often stands as the ultimate destination, a promising respite from the rigors of work and a chance to bask in the glory of our hard-earned twilight years. Yet, there exists a realm where misconceptions collide with reality. From financial intricacies to psychological adjustments, we delve into the nuances and offer insights that may challenge conventional wisdom about life in retirement.
Navigating the Retirement Income Gap: 11 Strategies to Maximize retirement
The retirement income gap is the time between earning a full-time salary and receiving retirement, pension, or social security benefits. It can be a period of great stress for some people. But used correctly, it can be a period of great opportunity.
A One-Time Financial Plan or Ongoing Financial Planning: Which one is the best for you?
As a fee-only, fiduciary financial advisor, financial planning is my firm's core offering. But not all clients' needs are the same. Our financial planning offering comes in two formats: the one-time financial plan and ongoing financial planning. Which one is right for you? This article will help you decide.
Mid-Year Financial Check-Up: 7 Things You Can Do Today!
Mid-Year Financial Check-Up: 7 Things You Can Do Today!
What should I do with my old 401k?
If you have a balance in an old employer’s 401k plan, here are four options you may want to explore.
The Two Most Important Documents You Need to Start Your Retirement Planning Process
The first step in the retirement planning process is to assess your current financial condition. The two most important documents that help you do this are your statement of net worth and your personal income statement.
Equity Concentration and Your Retirement
Evaluating Concentration Risk in Your Portfolio and Identifying Ways to Diversify It
How Much Equity Should Investors Hold When Nearing Retirement?
One question that I am frequently asked is, “How much equity should I hold as I get closer to retirement?” While there is no foolproof allocation, it is worthwhile to explore two prevailing strategies.